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The traditional view of microlending is that small loans are given out to small businesses that for one reason or another either have very limited access to capital or the cost of getting traditional loans is just too expensive.  These loans are paid back over a certain time frame at some market interest.  For an introduction on microlending, please see this link https://www.investopedia.com/terms/m/microfinance.asp.
At Believe in Belize while we would like to grow a traditional microlending service, we also would like to develop non-traditional alternatives.  Our pilot sewing machines microlending project is such an example.  If you would like to discuss other options please contact us at Board@believeinbelize.org.